In 2004 Michael was offered the sales managers job in the London Road office of the CIS. From there Michael decided that the service levels within the CIS where failing and didn’t like how his clients were losing that face to face personal service so decided to become a Whole of Market Adviser, from 2007 Michael has been looking after his clients through Tweed Financial services.

Michael is a fully qualified adviser, with particular expertise helping clients prepare for the transition from work to retirement, also giving advice in the investment market be it through Isa’s, collective investments or financial planning solutions to help clients secure their desired lifestyle throughout their lives AND to mitigate any potential inheritance tax (IHT) liability.

Michael lives in the Murieston area of Livingston with his wife Pamela and has four grown up boys that share the same football hobbies, they all love going on holiday together and all have a great passion for Kenya where they along with a project from the Boys Brigade have built a school and visit on a regular basis to continue to nurture and build the school up to the best that it can be.

In 2007 she started working with Tweed Financial Services Ltd in our Peebles office, her many roles include dealing with clients face to face and making sure the business admin side is on point.

In her spare time Charlene enjoys spending time with her husband and two children aged 4 and 8, her hobbies include, keeping fit at her local gym, baking cakes and watching her son Rory playing football for his local club.

A keen runner she has recently completed her first 5km race, where she was raising funds for Poppy Scotland.

Neil is married with 2 daughters aged 10 and 7. In his spare time he enjoys coaching the girls' Under 11 football team for Bonnyrigg Rose... and running.

In 2015 he completed a Half Marathon and then the Marathon in 2017, raising over £2,000 for charities such as Cancer Research, Health in Mind and CHAS.